How we make it easier to buy your Ranch Pool
Flexible payment plans
Choose a from range of installment options to suit your budget.
Quick decision–zero hidden fees
Get approved in minutes with clear, straightforward terms with no surprises.
“Soft” credit check
Check your eligibility without affecting your credit score.
Frequently asked questions
How do I get approved for 0% APR financing?
To qualify for 0% financing, you need a good credit score, stable income, and a low debt-to-income ratio. Affirm will determine your eligibility instantly. Once approved, you can split your purchase into monthly payments.
Will Affirm affect my credit score?
Creating an Affirm account and checking if you prequalify won’t impact your credit score. However, if you decide to make a purchase with Affirm, factors like your payment history, credit usage, and how long you’ve had credit may affect your score.
Does Affirm charge interest and fees?
Affirm won’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
The estimated payment amount excludes taxes and shipping. Rates range from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.